IndusInd Bank has launched Next-gen UPI processing platform across its digital banking channels. This new platform sets a fresh benchmark in digital banking by combining advanced speed, scalability, and reliability to deliver uninterrupted, high-performance payment experiences for millions of customers of the Bank as well as merchants across the country.  Christened UPI 6.0, the platform is a 6th generation upgrade built by Mindgate Solutions’, on a hyper-scalable, cloud-ready and resilient architecture which offers a state-of-the-art real-time payments stack.

The Bank is the first private bank to go live on this next-gen processing platform, for both Issuer and Acquirer services on the cloud. This upgrade delivers 30% faster recovery time (RTO) and provides up to 75% higher scalability headroom with the current infrastructure. The next-gen UPI processing platform is designed to deliver sub-second response times, near-zero technical declines, and seamless disaster recovery within minutes. Together, these capabilities ensure superior transaction reliability and operational continuity, even during peak volumes.

The Bank’s Digital 2.0 strategy focuses on creating a seamless, secure, and intuitive banking ecosystem. The launch of its next-generation UPI processing platform reinforces this vision, delivering faster, resilient, and real-time payment experiences for customers.

IndusInd Bank is one of the fastest-growing banks in the banking sector in India.